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Spring Clean Your Finances

Spring may be the perfect time of year to clean out the garage, but what about your finances? These five pointers can help you manage your budgets, streamline your records, and even save you money. Automate Your Savings  Not great at saving? Make arrangements with your bank to allocate a portion of every paycheck to your savings account before you see it. And while you’re at it, automate any bill payments that are the same every month – like your rent or insurance premiums. Not only will you save yourself time, you’ll be sure to avoid any late fees. Go Paperless If you haven’t gone paperless yet, what are you waiting for? Signing up for online statements and paying bills electronically are great ways to reduce clutter. Just be sure to back up all your files in case your computer crashes. Fire up the Shredder We all know that you need…

Halloween: Know the Best Practices for Pumpkin Carving Safety

carving saftey at homeHalloween is coming up and it’s time to carve those Jack-o-lanterns! But don’t set yourself up for a Halloween nightmare — practice safe pumpkin-carving techniques.
Every Halloween emergency room physicians see patients coming in with injuries from pumpkin-carving accidents. Not surprisingly, the most common hand injuries are stab wounds to the fingers and palm, often causing damage to tendons, nerves and arteries.
So do yourself a favor and avoid a Halloween butchering by following these guidelines for safer pumpkin carving:
1.  Carve in a dry, well-lit area – Any moisture on your hands, pumpkin, carving tools or work surface can cause your hands and knife to slip. Re-dry everything as necessary.

Spend "Video Game Day" by Being "unplugged"

family board gamesToday’s holiday is also known as “Video Game Day”!, and we can’t think of a better way to celebrate than by unplugging that gaming console and engaging in activities that don’t require a monitor, Internet connection, or even electricity. Video games might have permanently changed the way people prefer to relax or interact, but that doesn’t mean you still can’t enjoy more traditional forms of entertainment.
Backyard Games:
Baseball is America’s pastime and since its beginning families have been playing variations of the sport in backyards across the nation proving that proper equipment and a full sized field is not required in order to play.

Enjoy The Very Best That Summer Has To Offer

family funSummer has officially arrived! The days are warmer and longer. School is out and vacation days need to be used. So now it’s time to plan that annual family road trip. No matter where you travel to (Grandma’s house or a water park) or how far (next town or next state), there are certain safety precautions you should always consider when driving your family:

  • Know your itinerary and destination:

Never solely rely on smart phones or GPS devices for directions. No matter which service provider you use, reception is never guaranteed and depending on how new your GPS’s data is, there’s a strong chance the roads have since changed.

Summer Is Finally Here!

family on the beachPolish the sunglasses and pull out the sunscreen, summer arrives on Friday! This means a couple of things– warm weather and long nights. Whether it’s family picnics, days at the pool, or baseball games, summer is a time to enjoy the outdoors. But as the seasonal calendar flips, your health should remain at the forefront of your priorities. Most importantly, your heart health.
According to the CDC (Centers for Disease Control and Prevention) approximately 600,000 people die of heart disease in the U.S. every year. Sadly, that’s 1 in every 4 deaths. Heart disease is also the leading cause of death for both men and women. More alarmingly, nearly half (49%) of Americans suffer from high blood pressure, high cholesterol, and smoking addiction.

May is National Commitment Month

Wedding VowThe month of the May is National Commitment Month. What does that mean? Isn’t the whole point of being “committed” that you don’t have to worry about being “wishy-washy” or unsure of something? You commit yourself to a relationship because you and your partner want clarification of the status of your togetherness. You commit yourself to purchasing a home because you want to officially live there. These are good points, and to be fair, the act of deciding whether or not you want to invest your time in something is critical. We are glad that you make conscious decisions to carry out a task. We make choices to dedicate ourselves to a cause, which is important, but what we often neglect is the act of re-confirming our commitments and measuring the successes of them.

Springtime – Love (and Life Insurance) is in the Air

springtimeThere is something about springtime that brings us a sense of renewal and rebirth. As the leaves begin to flourish on our trees and the sun shines a little longer each day, life seems a bit more peaceful. For most of us, Spring is the time we can finally roll down the windows in our cars and open up the sliding glass doors in our homes to let the fresh air in, leading us to feel revived and closer to nature. We have more hours of daylight and this increase in Vitamin D adds greatly to the mind and body. Spring is also the season in which many couples choose to wed. The sense of renewal and rebirth lies parallel with many couples’ desire to start a new chapter in their lives. So what better time than Spring to tie the knot?

Spring has "Sprung"! Have you?

spring in your stepIf you’ve looked at your calendar recently and noticed the word “equinox” coming up on Wednesday you may have thought to yourself, “Oh, that means it will officially be Spring!” If you did this, then you were absolutely right and we applaud you. If you looked at the word equinox and had no idea what it was referring to, we’ll give you a little insight as to what it means and why it marks the first day of Spring.

The first thing you should know is what an equinox actually is. Picture this: the sun and the Earth are side by side. The suns rays shine on the equator, shedding light on half of the Earth. The other half is cast with a shadow, which creates nighttime.