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10 Efficiency Tips for Busy Parents

10-30-14 SQ BlogManaging a home and a family can be very rewarding experiences with the right amount of attention. Life may seem chaotic at times with work, school, clubs, sports, washing, maintenance, cleaning, bill paying, gardening, dentist appointments, visits to the vet, and more. Any parent reading this will relate to that list and mentally add a few more items of their own.
Running a more efficient household requires a parent to handle multitasking with ease. However, reaching that desirable state takes diligence and a commitment to routine. Following the 10 steps below will help any busy parent to become more efficient.

Can I benefit from life insurance if I’m single?

shutterstock_105912482There are several types of life insurance available, and a life insurance policy can be tailored to an individual’s unique situation and specific needs. It’s safe to say that everyone can receive some kind of benefit from having a life insurance policy.
Term life insurance generally has lower premiums, and it can be easily adjusted to accommodate a change in an individual’s needs, making it a great, adaptable option for every one.
While most people associate the need for life insurance with home ownership and starting a family, there are other situations where it can, and will, be beneficial.
Funeral Costs
First and foremost, life insurance will help cover funeral costs. Funerals generally range from $9,000 to $15,000 dollars, and the loss of a loved one is heard enough without worrying about finances. A basic policy can lift some of the burden off of your family’s shoulders by allowing them to take time off from work to grieve and organize a funeral.

St. Patrick's Day: Don't Drink Away Your Luck

dont drink and driveSt. Patrick’s Day involves many traditions, the largest and most dangerous of which is drinking. The festive beverages include green tinted lager, Guinness stout and Irish whiskey like Jameson. It’s fun to indulge, but if you do, don’t get behind the wheel.
Each year, the authorities note an uptick in the number of alcohol-related incidents on St. Patrick’s Day, so with revelers hitting the parades and pubs, police surveillance is increased and cops are extra wary of drivers.
Besides the obvious and serious consequences, such as accidents, arrest, and even death, there are many other less-obvious financial consequences. These include: