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Medicare Part B

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Choosing the Right Medicare Coverage

,As you approach age 65, Medicare is on your radar. Medical expenses are one of the biggest costs you’ll face. Making a smart decision about Medicare coverage can do a lot for your health and your wealth. To get started, you will want to make sure you are choosing the right coverage option and considering any extra coverage you may need. But how do you enroll in the plan that keeps you covered at a price point that fits your budget? These steps will show you how to do exactly that. Choosing Between Original Medicare or Medicare Advantage The alphabet has never seemed so confusing as it does when most people start looking at Medicare options for the first time. Think of your coverage options as Original Medicare and Medicare Advantage to help you pick the option that is best for you. Original Medicare is Medicare Part A and Part…

Understanding Medicare: Parts A Through D

It is never too early for someone to start thinking about healthcare coverage. As you approach age 65, Medicare insurance may be top of mind. Most people in the workforce, or their spouses, have been paying into the Medicare fund for most of their working lives. It is your right and in your best interest to understand what Medicare options you might have coming. Medicare is broken down into four parts — A, B, C and D. Let’s take them letter by letter. Medicare Part A: Inpatient Hospital, Skilled Nursing Home, Home Health and Hospice Care The U.S. Congress enacted Medicare in 1965 because most Americans of retirement age found it impossible, or nearly so, to get medical insurance. Medicare Part A deals with major eventualities such as hospital care, nursing homes, home health and hospice care. The U.S. Department of Health & Human Services notes that Medicare is available…