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Teaching Kids About Money

A basic financial life skill is knowing how to live within your means – something that schools don’t teach. The live-now-pay-later lifestyle is alluring, with credit card companies targeting adults of all ages, starting with college students. It’s all too easy for young adults to max out several cards and paying the minimum each month until they’re in so deep they have no choice but to file for bankruptcy. Perhaps if parents can teach their children, starting at a young age, how to successfully manage money, the danger of living beyond their means could be prevented. Here are financial lessons you can teach your children to help them form sound money management skills they can carry into adulthood: Preschool, Ages 3 to 5: Sometimes You Have to Wait Desires of preschool kids are often easily granted and parents don’t think twice about grabbing that coveted toy as they wheel their…

Adult Education: 5 Reasons Why You Should Never Stop Learning

After spending the first 20 plus years of our lives in a classroom, the idea of going back to school as an adult can hold very little appeal – especially for those of us with demanding jobs and families to support. Contrary to what you may believe, however, continuing your education can be beneficial not only to your career but to your mental health and family life. And given the explosion of online courses and educational technology in recent years, learning has never been easier or more accessible. Here are five great reasons to continue your education no matter how old you are. You’ll Stay Sharp Not only does challenging your brain make you smarter, it helps fight off dementia and other types of brain deterioration. And by regularly exposing yourself to new ideas, you’ll rekindle your imagination and creativity. Don’t be surprised if your mood improves, too. You’ll Broaden Your…