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7 Ways to Save Big, Spend Little This Summer

Summer is here and the kids are out of school, leaving parents to find solutions to that age-old kid complaint — “I’m bored.” Keeping everyone occupied and happy can often cause a drain on the budget. But, it doesn’t have to. These seven tips for budget-friendly summer activities will help you save big, spend less and keep the kiddos engaged this summer. Discover Free and Discounted Activities at Local Businesses Local parenting magazines, blogs and Facebook groups are a great way to find free and cheap things to do with your kiddos this summer. Many home improvement and craft stores offer free or cheap workshops for kids. Libraries provide great reading programs, and you may find music and reading hours at your local toy store. Consider an Annual/Summer Pass for Local Attractions You Visit Often Depending on how often you plan to visit local attractions, such as the zoo, amusement…

Real-World Options to Pay Down Debt

Debt—it seems to sink its claws into just about everyone at some point. From student loans and credit cards to car loans and mortgages, eight out of ten Americans have debt of some sort according to a July 2015 study from The Pew Charitable Trusts. Still, becoming debt free isn’t impossible. In fantasy land, you might inherit a cool million from a long lost aunt thrice removed and voila, you have the windfall you need to eliminate your debts. But for those of us facing reality, fear not. These real-world steps will work for anyone who is on a journey to pay down outstanding balances. Understand Your Numbers Total up your debt Before you can begin to slay your debt, it is essential to know exactly where you stand. While you are running the numbers, make sure you are clear on what debt actually is. Anything you don’t own outright…