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Want Lower Car Insurance Premiums? Choose Your Car Carefully

Trying to crack the code on everything auto insurance companies look at when deciding what your premium will be is a little like trying beat search engine algorithms. Something you won’t be able to conquer over a weekend, that’s for sure. The good news, however, if you don’t need to consult a secret playbook to get a good rate. There are some things you can watch out for while shopping for a car that can help keep those premiums manageable. Here are the most important: Safety Safety ratings aren’t necessarily top-of-mind while car shopping, so you have to make sure to stay aware of them while you’re being dazzled on the showroom floor or overwhelmed by the selection of a lot. After you’ve stared longingly at the car of your dreams, do your research and check out the safety test ratings. The National Highway Traffic Safety Administration is a great…