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Halloween: Know the Best Practices for Pumpkin Carving Safety

carving saftey at homeHalloween is coming up and it’s time to carve those Jack-o-lanterns! But don’t set yourself up for a Halloween nightmare — practice safe pumpkin-carving techniques.
Every Halloween emergency room physicians see patients coming in with injuries from pumpkin-carving accidents. Not surprisingly, the most common hand injuries are stab wounds to the fingers and palm, often causing damage to tendons, nerves and arteries.
So do yourself a favor and avoid a Halloween butchering by following these guidelines for safer pumpkin carving:
1.  Carve in a dry, well-lit area – Any moisture on your hands, pumpkin, carving tools or work surface can cause your hands and knife to slip. Re-dry everything as necessary.

13 Stress Management Tips To Practice

stress free
Is your blood pressure rising as you imagine all that you could accomplish in the time that you take to read this sentence? If you identify with this statement, chances are you are one of the many Americans that struggles with stress management. While stress may be a part of day-to-day life, severe or disregarded stress can lead to serious health problems. Many of the health risks of stress include obesity, heart disease, Alzheimer’s disease, diabetes, depression, and asthma.
Clearly it is important to address your anxieties in order to ensure that your mental distress doesn’t cause more serious physical problems. While it may seem easier said than done, we are arming you with proven techniques to manage your stress so that you may lead a happier, healthier life.
13 Stress Management Tips:
1. Be active – Physical activity is proven to have positive effects on a person’s mental well being.

Quick Tips for Traveling on a Budget

family campingYou work hard all year and deserve to take a break every once in awhile. If you are trying to fit in that much needed vacation in the last weeks of summer, chances are your efforts to travel on a budget will be more difficult to accomplish last minute. The early bird deals and time required for research are long gone, but there are many steps you can take to travel cheaply, as long as you are game for a little adventure. Whether you are traveling with your family or getting away on your own, your late summer travels don’t need to break the bank.
13 tips to keep your summer travels cost effective:

  1. Timing is everything – According to farecompare.com, Wednesday is the cheapest day to travel domestically. To get the lowest airfare rates, book on Tuesday at 3 p.m. Eastern Time.

Getting Your Children In The Back To School Mindset

back to school!With the start of school upon us for many young students, we are reminded of the inevitable phenomenon that happens this time of year. We have all experienced it: the surprisingly difficult transition that occurs when the kids go back to school.
No matter how hard we try to keep their minds sharp over the summer, it seems that they require at least a couple weeks to recover the study skills and knowledge that they had developed over the previous year.
As you begin to get your kids ready for back to school, keep in mind that they may need more from you than just a backpack and the latest trends. In order to ease their transition into the new school year, there are some steps you can take to encourage their academic sensibilities.
9 Tips for getting your kids into the back-to-school state of mind:

27 Great Dates for Married Couples

couples on a dateSometimes there just isn’t enough time in the day. Between going to work, caring for the children, and tending to our responsibilities, there is barely enough time for sleep, let alone time with your significant other. Many couples face the difficulty of making time for each other when they place their children above everything else. While it is extremely important to place emphasis on family life, your relationship with your significant other needs just the same amount of TLC as they do.
For those of you looking to re-ignite the flame with the love of your life, we have put together a list of 27 date ideas

Health Risks of Your Commute

bad commuteDeciding between an apartment close to work or a larger home with a commute? You may want to rethink choosing the extra space over the extra time. Recent studies have shown that longer commutes can have devastating effects, leading to higher rates of obesity, high blood pressure, marital issues, and even psychological problems.
A Swedish study conducted in 2011 by researchers at Umea University indicated that people who have longer commutes tend to be less physically active. Researchers found that people who commuted upwards of 30 miles were more likely to be obese and to have an unhealthy waistline. Blood pressure appeared to be even more sensitive to commuting distance, as people whose commute was just 20 miles round-trip has an increased risk of elevated blood pressure. What’s more, the study found that couples in which one partner commutes for longer than 45 minutes are 40 percent more likely to divorce.

Summer Is Finally Here!

family on the beachPolish the sunglasses and pull out the sunscreen, summer arrives on Friday! This means a couple of things– warm weather and long nights. Whether it’s family picnics, days at the pool, or baseball games, summer is a time to enjoy the outdoors. But as the seasonal calendar flips, your health should remain at the forefront of your priorities. Most importantly, your heart health.
According to the CDC (Centers for Disease Control and Prevention) approximately 600,000 people die of heart disease in the U.S. every year. Sadly, that’s 1 in every 4 deaths. Heart disease is also the leading cause of death for both men and women. More alarmingly, nearly half (49%) of Americans suffer from high blood pressure, high cholesterol, and smoking addiction.

If You Have a Child You Absolutely Need Life Insurance

children need coverageYou’ll never forget the feeling you experienced when you heard the word about having your first child. Whether you brought in new life to the world or adopted a child into your loving arms, you knew your life would be forever changed. Raising a child is quite possibly the most challenging and time-consuming job of all. After all, you are “on the clock” 24 hours a day / 7 days a week. You don’t truly ever have time off even if he or she is with a babysitter or dropped off at school for the day; your child’s smile is still on your mind.

Whenever you make a decision, you automatically think about the effect it might have on your child. Every action has a consequence and you wouldn’t want an action of yours to negatively affect your child’s growth and happiness. Making financial decisions are especially a concern for the future of your child.

Reflecting on the Important Roles Mothers play this Mother's Day Weekend

mother's day
“No man succeeds without a good woman behind him. Wife or mother, if it is both, he is twice blessed indeed.” -Godfrey Win
Hopefully this doesn’t come as a reminder, but Sunday is Mother’s Day! The special occasion where deserving mothers are showered with infinite love and adoration (as if this isn’t necessary on a daily basis). However, one day doesn’t begin to equate the true value they bring to their families. While dad provides the frame, and kids supply the walls, it is mom who lays the foundation of a home. She is the one who keeps the house, and family, on steady ground. So this day is HERS.

Unfortunately, motherly qualities are often overlooked and underappreciated. Which is saddening, given the fact that without mom, life is tough. Think for a second. What would you do without your mother? Where would you be without your mother’s support? Some are hard-pressed to imagine life without her. The role a mother plays in her loved ones’ lives is paramount and truly irreplaceable.

Are Women More Likely to Purchase Life Insurance?

urlFor the first time in U.S. history, women are half of all U.S. workers, and mothers are the primary breadwinners or co-breadwinner in nearly two-thirds of American families, according to Center for American Progress senior economist, Heather Boushey. We have undoubtedly noticed an enormous shift from women as homemakers to working professionals. However, even though