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Banks Versus Credit Unions?

Banks vs credit unions? You probably put more thought into choosing where to have dinner than deciding which financial institution to use. If you’re like most people, you made the choice a long time ago, and it’s working out for you. You may use the big bank near your home with ATMs across the country. Or maybe it’s the friendly community bank with a few convenient branches. Or, if you have access, possibly through where you work, perhaps it’s a credit union.   Well, there may be greener pastures for your greenbacks, or greater conveniences and better offerings someplace else. Banks and credit unions offer basically the same products and services—checking and savings accounts, personal loans, credit and debit cards. The differences between the two (or three, if you throw in online banks) lie in the interest rates, fee structures, and both the volume and variety of products offered. Interest…