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Why Spending a Year at Home is a Brilliant Financial Move for Millennials

After graduating from college, society says it is time to get a job, an apartment and start on your way to the American dream. But what if that plan is outdated and a year at home after college makes more sense? The math shows that a year back home makes financial sense and it is losing the stigma it had only a few years ago. Let’s take a look at recent trends and why a year in your childhood bedroom may pay dividends for years to come. More Millennials Moving Back Home A recent TD Ameritrade survey found 26 percent of millennials in college plan to move back home when they finish school, according to the Pew Research Center. As of last summer, Americans in the 18-34 age range are more likely to live with their parents than any other living situation. It is the first time in 130 years…

The 5 Least and Most Affordable Cities in the U.S.

This is the time of year when thousands of college graduates across the country are figuring out not only what they want to do with their lives, but also where they want to do it. For those who don’t have a job or an internship lined up already, deciding on a location (other than their parents’ basement) can be a tall order. While a host of factors can influence how good or bad a city is for someone who’s just starting out in the world, affordability is obviously paramount. By combining affordability indexes from Moneycrashers.com and the US Census Bureau’s 2014 American Community Survey, which include factors such as median listing prices for homes in the area, commuting costs and household income, we’ve compiled a list of the five least and most affordable cities in the US. If you’re a Millennial entering the real world for the first time, this…