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Things to Consider Before Buying a Rental Property

Most everyone can use some extra, reliable income. That’s what makes the prospect of a rental property so attractive; it’s a long-term investment that, if managed well, can bring in long-term returns. But like any significant investment, a rental property is nothing to rush into. There’s homework to do. For instance, you’re not just buying a house—you’re establishing a business. Check with the local government about minimum requirements for rental properties. Knowing those requirements will be important when you actually shop for a property. You’ll want to find one that won’t need a lot of investment to bring it up to code. Here are some other things to consider before buying that first rental property. Can You Afford to Get Into This in the First Place? Buying a rental property isn’t like buying a primary residence. For instance, as a business, it doesn’t come with the tax benefits and down-payment…

The 5 Least and Most Affordable Cities in the U.S.

This is the time of year when thousands of college graduates across the country are figuring out not only what they want to do with their lives, but also where they want to do it. For those who don’t have a job or an internship lined up already, deciding on a location (other than their parents’ basement) can be a tall order. While a host of factors can influence how good or bad a city is for someone who’s just starting out in the world, affordability is obviously paramount. By combining affordability indexes from Moneycrashers.com and the US Census Bureau’s 2014 American Community Survey, which include factors such as median listing prices for homes in the area, commuting costs and household income, we’ve compiled a list of the five least and most affordable cities in the US. If you’re a Millennial entering the real world for the first time, this…

Last-Minute Holiday Travel

12-11-14 SQ Blog G+There may be no better way to eliminate holiday stress than by taking a vacation. If you feel like getting away from it all but never got a chance to book anything until right this minute, don’t worry – last minute holiday travel doesn’t have to be prohibitively expensive. Here are five secrets for getting out of Dodge between now and New Year’s without putting your finances in a dodgy situation. 

  1. Check airfares early in the morning. The time of day that you actually sit down to book your flight can make a huge impact on the cost of your fare. Since most airlines update their inventory and prices overnight, checking airfares first thing in the morning can really pay off.