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How Much Car Insurance is Required in Your State?

Without car insurance, the financial consequences of an accident can be devastating. Car insurance requirements by state vary so it’s good to know what is required where you live. But, most states insist you have car insurance to drive a car so it’s important to have the right amount of coverage. If you’re buying a new car, adding a driver to the family, or moving to a new state, now is the time to revisit your automobile insurance policy. Ensure you hold the required amount of car insurance, at a minimum, to protect you and your family should an accident happen. Car Insurance Requirements State-by-State Car insurance is a conglomeration of many different policies. Every state has its own requirements for the policies you need to hold. Some require you to carry liability insurance, others add on personal injury protection, and underinsured/uninsured motorist coverage. Liability insurance protects the people in…

How to Help Your Brain Age Gracefully

Living life to the fullest includes keeping the mind and body active at all ages and stages. Our brains actually shrink as we get older, especially the frontal cortex, which has a direct effect on cognitive ability. The good news is there is a long list of ways to keep your brain sharp as you age—probably more than you can, um, remember. Give It a Workout Researchers have found regular mental stimulation can build new connections between nerve cells, maybe even help the brain generate new cells. Who couldn’t use a few more of those? This doesn’t mean you have to bury yourself in a crossword puzzle night after night, although that’s a good idea. So is reading, game playing, puzzles, painting, playing music … anything that forces your brain to process or solve something beyond the plot twists in the latest Netflix series. If you can’t tear away from…

8 Ways to Catch up on Retirement Savings

It’s hard to believe that the year is more than half over and students will be headed back to school in just a few weeks. Now is an excellent time to ask yourself if you’re making progress with your retirement savings. Many Americans make the mistake of procrastinating when it comes to retirement planning. Some wait until their fifties or sixties to start saving, while others don’t ever save at all. The good news is that by taking some simple steps today, you can prepare for your future. Here are eight easy ways to get your retirement on track. Analyze Your Monthly Expenses Are you aware of how much you’re spending each month? Overspending can be detrimental to your retirement savings. Analyze your cash flows for the last several months and figure out where all of your money has been going. Reduce unnecessary expenses and consider automating contributions to a…

Life Is Short [Infographic]

As we hit life’s milestones, we often reflect upon our past years and what we want to do in the future. Did you have goals? Did you accomplish them? Are you making the most of the life that you live? It is important to keep track of your time because we all know far too well how quickly it passes. Here are some of the most time-consuming ways people spend their lives. How are you going to spend yours?

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All The Years You Never Knew You Had - an Infographic

Killer Facts and Odds of Dying [Infographic]

Everyone has their phobias, most of which are motivated by a fear of death. Fear of flying, fear of spiders, and fear of sharks are some of the most common ones that people tend to have. But if you knew that you were more likely to be killed by a donkey than die in a plane crash, you might be a bit more at ease the next time you prepare for takeoff. SelectQuote’s Killer Facts and Odds of Dying infographic reveals some shocking statistics about death that are sure to raise your eyebrows. As you can see, most of the ways that people are afraid to die are the least likely to happen – while the most frequent causes of death are often overlooked.

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Killer Facts and Odds of Dying