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Ask an Agent: Why Do I Need Life Insurance?

SelectQuote agent Joel Clark tells us a little bit about himself and addresses the frequently asked question of why someone might need life insurance.

Joel, How long Have You Been a SelectQuote Agent?

Over 13 years.

What’s Your Favorite Part of Being a SelectQuote Agent?

Having the opportunity to shop rates from top companies, and saving people lots of money. I also like it when I can find a company to ensure a client with a complicated health risk – especially when that client had trouble getting coverage in the past.

Why Do I Need Life Insurance?

If you have family members who depend on your income, you need life insurance. I have two kids who depend on my income. If anything ever happens to me, I want to make sure they’re not financially challenged – especially when dealing with the loss of their dad.

How Does SelectQuote Help Replace My Income in the event That Something Happens to Me?

By finding you a life insurance policy with a death benefit that’s large enough to replace your income. And we’ll comparison shop the highly-rated companies we represent to make sure you get your best price. If something happens to me, my life insurance policy will provide my wife and kids with enough money to replace my current and future income. Not only will the monthly bills be covered, they’ll still be able to pay for things like the mortgage and a college education. The world is a very expensive place, and I want to make sure they can continue to live the life that I’ve built for them without any financial worry.
To learn more from Joel about why you need life insurance (and how SelectQuote can help you get it), watch his video here.

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