In a Real Life Story, we learn about the Wandall family. Melissa and Mark met each other in Tampa, Florida. They wed in October of 2002 and four months later Melissa was pregnant. Both of them were eagerly anticipating the arrival of their first child and were thrilled for future adventures. In late October, when Melissa was nine months pregnant, Mark went out to dinner with Melissa’s brother while she stayed home to rest. Mark said, “I love you and I’ll miss you” and gave her a kiss goodbye. That was the last kiss she would ever get from Mark.
She got a phone call later that night from her brother and he told her that a horrible accident had happened. She fled to the scene and arrived to flashing red lights and sirens. Mark and his brother were involved in a car accident and Mark lost his life on impact. Two and a half weeks later, her daughter Madison, was born.
It turned out that Mark was a writing agent and had both term life insurance and permanent protection in the form of variable life insurance. Melissa decided that she would use the life insurance money to stay at home with Madison and start The Mark Wandall Foundation, which raises money for children’s charities and donates to the high school that Mark attended. She also started a coalition to stop red light running. She travels to schools and community groups to tell Mark’s story to hundreds of individuals.
Melissa believes that Madison will grow to know her father through the foundation and through the work that Melissa has achieved. Life insurance plays a major role in Melissa’s story because were it not for life insurance, she would have been unable to stay at home with Madison and start these foundations. The life insurance money she received allowed her to take work off and really focus on her priorities. Melissa was able to use the money to make a positive difference in the world and keep Mark’s spirit alive.
Like any major purchase, you should compare your options when purchasing life insurance. Different policies will have different pros and cons, and will be influenced by different risk factors. By using an independent term life insurance agency, like SelectQuote, you can compare different life insurance companies and policies to find the best policy to fit your budget and lifestyle.