May is National Commitment Month

Posted on May 21, 2013 by SelectQuote

The month of the May is National Commitment Month. What does that mean? Isn’t the whole point of being “committed” that you don’t have to worry about being “wishy-washy” or unsure of something? You commit yourself to a relationship because you and your partner want clarification of the status of your togetherness. You commit yourself to purchasing a home because you want to officially live there. These are good points, and to be fair, the act of deciding whether or not you want to invest your time in something is critical. We are glad that you make conscious decisions to carry out a task. We make choices to dedicate ourselves to a cause, which is important, but what we often neglect is the act of re-confirming our commitments and measuring the successes of them. Continue reading →

What’s Really Important When Purchasing Life Insurance

Posted on May 17, 2013 by SelectQuote

There are many life insurance companies that just tell you what they offer. From policies to the number of agents, you know that a company will sell you insurance, but you also know that any life insurance company can do that. What you should really be interested in is finding the right place to purchase your policy- a company that genuinely cares about the status of you and your family and who is undoubtedly on your side.

Life insurance doesn’t have to be a drag. Yes, the whole point of life insurance is to protect our loved ones in the case of unexpected/expected death and thinking about death isn’t fun; however, it is a wise consideration and an important product to purchase. Continue reading →

If You Have a Child You Absolutely Need Life Insurance

Posted on May 14, 2013 by SelectQuote

You’ll never forget the feeling you experienced when you heard the word about having your first child. Whether you brought in new life to the world or adopted a child into your loving arms, you knew your life would be forever changed. Raising a child is quite possibly the most challenging and time-consuming job of all. After all, you are “on the clock” 24 hours a day / 7 days a week. You don’t truly ever have time off even if he or she is with a babysitter or dropped off at school for the day; your child’s smile is still on your mind.

Whenever you make a decision, you automatically think about the effect it might have on your child. Every action has a consequence and you wouldn’t want an action of yours to negatively affect your child’s growth and happiness. Making financial decisions are especially a concern for the future of your child. Continue reading →

Reflecting on the Important Roles Mothers play this Mother’s Day Weekend

Posted on May 10, 2013 by SelectQuote

“No man succeeds without a good woman behind him. Wife or mother, if it is both, he is twice blessed indeed.” -Godfrey Win

Hopefully this doesn’t come as a reminder, but Sunday is Mother’s Day! The special occasion where deserving mothers are showered with infinite love and adoration (as if this isn’t necessary on a daily basis). However, one day doesn’t begin to equate the true value they bring to their families. While dad provides the frame, and kids supply the walls, it is mom who lays the foundation of a home. She is the one who keeps the house, and family, on steady ground. So this day is HERS.

Unfortunately, motherly qualities are often overlooked and underappreciated. Which is saddening, given the fact that without mom, life is tough. Think for a second. What would you do without your mother? Where would you be without your mother’s support? Some are hard-pressed to imagine life without her. The role a mother plays in her loved ones’ lives is paramount and truly irreplaceable. Continue reading →

I’ll Take A Diploma. How Much Is That?

Posted on May 7, 2013 by SelectQuote

It’s almost cap-throwing season! Every year around this time, young adults are putting the final touches on their high school careers and preparing for the road ahead. It’s an exciting time as students prepare to experience an atmosphere they’ve only witnessed in the movies. With college applications completed and sent, it’s now time to make the decision on where to go. However, if there’s one thing that unifies universities nationwide, it’s the cost.

It goes without saying, college is extremely expensive. But with tuition on the rise seemingly every month, it’s more imperative than ever that financial plans be made far in advance. Just this year, public four-year colleges experienced a 4.8 percent increase in average in-state tuition. With the average cost now hovering around $8,655, this significant financial hurdle has been raised even higher. Continue reading →

True or False?: You May Know More About Life Insurance Than You Thought

Posted on May 3, 2013 by SelectQuote

To change things up, we decided to put together a short quiz to see how much you really know about life insurance. All of the answers are either “true” or “false”.

Sharpen your pencils and put on your thinking cap and show us what you got!

I got married last month so I should contact my agent to see if my policy is still suitable for my situation.

True. Whenever you experience a life-changing event, like getting married or having a child, you should always contact your agent to reevaluate you your family’s needs. Continue reading →

What Can You Expect From A Life Insurance Medical Exam?

Posted on April 30, 2013 by SelectQuote

As part of the application process to get life insurance, most insurance companies require you to have a medical examination. You may be thinking to yourself, Oh man, that sounds time consuming and possibly costly. You’re in luck, though, because the medical exam you need will only take about 15-20 minutes. Do you not have time to go to the doctor’s office? Well, you don’t have to worry about that either because you won’t need to account for travel time to the the doctor’s office. The exam is conducted by a medical doctor or licensed paramedical and they will come to your home or office, whichever location is most convenient for you. As far as the cost is concerned, well, there isn’t one! The exam is at no cost to you because the life insurance provider will pay for it.

What you can expect for the medical exam: Continue reading →

Do you have Spring Fever?

Posted on April 26, 2013 by SelectQuote

What is Spring Fever anyway? Does it only affect you in Spring? Is it contagious? Does it even exist?

Apparently, you have been a victim of “Spring Fever” if you have experienced restlessness, excitement, tiredness, or virtually any other feeling that is unusual from your normal self. It’s probably safer to assume, though, that what you have probably experienced is extra sunshine, warmer days, and a tickle in your throat because your allergies have returned once again. Nonetheless, Spring is awesome because it gives you an excuse to “Spring Clean,” which means you can “clean” essentially anything in your life and deem it justifiable.

Yeah, we know you’ve already heard the phrase “Spring Cleaning” Continue reading →

Why Do I Need Life Insurance If I’m Perfectly Healthy?

Posted on April 23, 2013 by SelectQuote

Many people do not think that they need to get life insurance if they are young and healthy. “I’m in my mid-twenties, have no health conditions, and do not have any dependents so what’s the point of life insurance? I’ll just wait until I get married.” Many of you can probably relate to this mindset, and SelectQuote agents speak with many callers who ask the very same questions.

The truth is that everyone needs life insurance and it isn’t a secret. In fact, according to a study conducted by LIRMA (2010), 93% of Americans think life insurance is necessary; however, only 44% of US households actually have individual life insurance. Can you guess what the number one reason people don’t have life insurance is? Continue reading →

Springtime – Love (and Life Insurance) is in the Air

Posted on April 20, 2013 by SelectQuote

There is something about springtime that brings us a sense of renewal and rebirth. As the leaves begin to flourish on our trees and the sun shines a little longer each day, life seems a bit more peaceful. For most of us, Spring is the time we can finally roll down the windows in our cars and open up the sliding glass doors in our homes to let the fresh air in, leading us to feel revived and closer to nature. We have more hours of daylight and this increase in Vitamin D adds greatly to the mind and body. Spring is also the season in which many couples choose to wed. The sense of renewal and rebirth lies parallel with many couples’ desire to start a new chapter in their lives. So what better time than Spring to tie the knot? Continue reading →